15 Truths You Need to Know About Money

Everyday faith for everyday finances

I bet if I told you our monthly income you would do one of two things: gasp and then go silent or laugh nervously.

Honestly, it’s that small.

For more than twelve years my husband and I have served in full-time ministry where we’ve had to raise 100% of our support. Some people call this “living by faith”, but I’m not crazy about that term since I believe all Christians are called to live by faith.

Whatever you want to name it, we depend on the generosity of others to pay our bills. And although we’ve always had enough, we’re not exactly rolling in the dough.

Those who know us in “real life” would testify that we don’t live like we make peanuts.

We actually live really well.

Some people would even call us rich. (Most of the world, in fact.)

Why does God provide?

I could tell you a hundred stories about the ways God has provided for us during our years in ministry. Some are truly miraculous. (Ask me if we get to sit down for a cuppa one day – I’d love to share.)

But God’s not provided for our little family because we’re in ministry.

He’s provided for us because he’s God. And that’s what he does.

And he’s provided for us because he thinks we’re worth it.

“Consider the ravens: they do not sow or reap, they have no storeroom or barn; yet God feeds them. And how much more valuable you are than birds!” (Luke 12:24)

Lessons I’ve learned about finances while living on the mission field:

  1. No matter who signs your paycheck, the funds are withdrawn from God’s account.
  2. You never have too little to give. Seriously.
  3. Everyone should support a missionary. Even missionaries should support a missionary.
  4. A little planning can go a long way. (For example, I buy Christmas gifts year round as I spot bargains.)
  5. The freedom of living with no debt, is… freeing.
  6. God always provides for that which he directs. No exceptions.
  7. Consider your finances, but don’t let your finances dictate your life. (God has a sneaky way of providing in ways you wouldn’t expect.)
  8. Bursting or empty, your bank balance doesn’t define you. (Or your worth.)
  9. If financial problems are bringing you down, get prayer and support and encouragement from the Body. (Trust me, I’ve been there. We need each other.)
  10. If you are in financial difficulty, confide in the right people. People want to be generous, but they can’t give toward a need they don’t know exists.
  11. A little creativity goes a long way – use Freecycle, thrift, attend clothes swaps, repurpose stuff, DIY, buy off-season, etc.
  12. You are only poor if you think of yourself that way.
  13. You are only rich if you think of yourself that way. (We are rich. Incredibly.)
  14. God provides for you because he’s God and because you’re important to him. (Lk 12:24)
  15. God meets your needs according to his riches, not your own. (Phil 4:19)

He is, and you are.

Money is important. It’s good, it’s necessary, and it can be used to worship God and bless others.

Maybe you’re in a place of financial hardship. If that’s the case, I know talking about money can be difficult.

But this applies to you too: Jehovah Jirah – God Provides. He is who he says he is.

Take courage, friend. You and your family are worth it.

You. are. worth. his. provision.

And whether you’re in a “good” place or a “bad” place financially, this truth remains:

God is good and his mercies endure forever. (That means, like, forever. Even tomorrow. And the next day.)

Dear friends, what is one truth about finances that you need to internalize today? Do you need prayer in this area? Leave a prayer request in the comments and we will stand with you before our Provider.

{Photo used via Creative Commons}

Adriel Booker

Adriel Booker is a writer, speaker, and difference-maker living Down Under with her love (and two littles) where they serve in full-time ministry and full-time parenting together. She writes at The Mommyhood Memos, where she's passionate about encouraging and empowering women.

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The Queen of Ethiopia: Saving Savvy Book {Giveaway}

My work and travel has afforded me incredible opportunity.

I’ve stayed in five star hotels and I’ve stayed in straw-thatched shacks.

I’ve sat with senators and I’ve sat with gypsies.

I’ve dined on fine china and I’ve dined on palm leaves.

I’ve traveled in limos and I’ve traveled next to chickens (and motorcycles) packed into over-crowded buses.

In all of my years – from Malaysia to India, from Egypt to Poland – the most beautiful people I’ve met have something in common:

They are generous.

It’s not a generosity that has to do with the display of money, it’s a generosity of spirit.

I was a 24-year-old single girl when I first went to Ethiopia for a pastoral visit to one of our teams in the north. In order to reach them I had to spend a night in transit in the capital city where a local family hosted me.

They insisted I sleep in the master bedroom – a queen-size bed all to myself – when I knew it meant displacing mom, dad, and baby to the living room floor. As embarrassing as it was for me, I understood that to suggest another arrangement would be offensive. So—as graciously as I knew how—I said thank you.

I won’t go into all of the details of the rest of my stay, but let’s just say they treated me like royalty. Literally.

I felt like the Queen of Ethiopia.

The extravagance this small family showed me was humbling. And inspiring.

This little story mirrors a thousand more that I could tell you about the ways I’ve experienced generosity. (Not only in far off places, but even here in my own home – my husband is incredibly generous.)

It also mirrors another little story about a woman who dropped two copper coins into an offering (Luke 21). This nameless hero was praised by Jesus, not for what she gave, but for how she gave it.

She gave out of her lack, out of faith, and out of an absolute desire to bless God himself.

And this is how generosity works its way into our hearts – one copper coin, one small choice at a time.

Next time that offering plate gets passed in front of you, or you receive an email from a friend doing a walk-a-thon for charity, or you get a letter from a teenager wanting to go on a missions trip, why not think about being generous instead of just thinking in terms of dollars and cents?

Your generosity might be in the form of a check, but it might also be in the form of a letter of encouragement, a commitment to pray, a backpack or pair of running shoes you’re no longer using, or a verbal affirmation that you believe in their call to go and do something important.

I don’t want to “just” be a giver. I want to be a generous giver.

Dear friends, tell us an inspiring display of generosity that you’ve been witness to lately. How did it make you feel?

{Jess} Our giveaway today is courtesy of my friend Kelly at faithfulprovisions.com Kelly’s book, Saving Savvy is a wonderful resource for anyone wanting to save money and live generously (and aren’t we all?!) You definitely want to enter to win this amazing tool and you must check out her blog faithfulprovisions.com for daily, practical help with managing your household finances in a way that will allow you to give, give, give! Don’t forget you can still enter all of our 12 Days of Giveaways until midnight on Friday, May 25th at which time we’ll choose a grand prize winner (from all days entries) for the $100 Spa Finder gift card. Take a moment to register with Rafflecopter and you’ll be set up to enter all of our giveaways.

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Adriel Booker

Adriel Booker is a writer, speaker, and difference-maker living Down Under with her love (and two littles) where they serve in full-time ministry and full-time parenting together. She writes at The Mommyhood Memos, where she's passionate about encouraging and empowering women.

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